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Table of contents
Basic Intake Summary
Please ask questions!
Preliminary Checklist
DEBTS ARE PRIMARILY BUSINESS DEBTS???
US TRUSTEE MEDIAN INCOME WEB SITE.
Slide 6
The Most Difficult Decision
Let’s Repeat real estate requirements
Suppose you need to file chapter 13?
Simple Calculation of No Home Equity – Married - Keep home OR surrender
After we go through this
Required Notice
Alexander Gordon is YOUR chapter 7 attorney.
Strong Political Support for Change
The Bankruptcy Law
Before you file Bankruptcy
TAXES: PROBLEM AREAS!
Do You Qualify for Chapter 7? If so….
Next
Bankruptcy Basics – 1
Bankruptcy Basics - 2
Bankruptcy Basics - 3
Bankruptcy Basics - 4
Bankruptcy Basics - 5
Bankruptcy Basics - 6
Disclosures We Make
New Documents Required of Debtor - 3
Timing
4 month rule
Domestic Support Obligations?
Wage Garnishment ?
Delays In Filing
Moving?
Potential Property of Bankruptcy Estate
Potential assets
Death & Inheritance
Eastern Shore Cases on the Eastern Shore (ESCES)
Salisbury Federal Court – Maude R. Toulson Post Office on Main Street
Meeting with trustee: 6 minutes
Maryland Median Income Household size after 3/15/09
IF YOU ARE OVER THE MEDIAN INCOME
Pre-filing certification: MANDATORY
Remember
Financial Education Required To Receive Discharge
Notice from Clerk
Do I make payments?
Reaffirmation Requirements
Reality Check
Engagement (“Retainer”) Letter
Random Audits & Targeted Audits
Client List of Things To Do
Additional Materials: CD & Booklet
Visit us on the web: http://www.marylandbankruptcyinfo.com/
Communicating with us is IMPORTANT! Please return our calls, respond to our letters, save your papers and come in for scheduled appointments! : )
Please co-operate with staff
When ready to go ahead
Conclusion
Author:
Alexander Gordon
Homepage:
http://www.alexandergordonattorney.com/